Kali Geldis is the Editorial Director at Credit.com, specializing in writing on diverse personal finance and credit-related subjects. With a rich background in the financial sector, she previously managed MainStreet, a prominent personal finance website affiliated with TheStreet. Kali also boasts experience from her time as a reporter at The Huntington Herald-Dispatch and as an intern with The Wall Street Journal through the Dow Jones Newspaper Fund.
According to research from the University of Scranton, only 8 percent of Americans achieve their New Year’s resolutions. Whether you’re planning to start a healthy new...