Kali Geldis is Credit.com’s Editorial Director. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter.
According to research from the University of Scranton, only 8 percent of Americans achieve their New Year’s resolutions. Whether you’re planning to start a healthy new...