Dave Ramsey is one of the most notable experts on financial success in the modern world. These Dave Ramsey quotes will inspire you to live a more fulfilling, and more successful life. Ramsey has published 7 bestsellers, and today, teaches others how to grow their money responsibly.
What can Dave Ramsey’s famous quotes teach us about success?
The truth is, true success doesn’t come from becoming a millionaire, it comes from understanding your intentions with your life and money as you move throughout your life.
Much of what he says involves living a life true to your dream, rather than falling into the “normal” pattern of things—debt. When we follow the wise words in these Dave Ramsey quotes, we can be successful at whatever we set our goals to be.
Also check out these experience quotes for living a fulfilled life.
Wise Dave Ramsey Quotes
1. “We buy things we don’t need with money we don’t have to impress people we don’t like.” – Dave Ramsey
2. “Fear is the enemy of hope.” – Dave Ramsey
3. “Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” – Dave Ramsey
4. “You must walk to the bear of a different drummer. The same bear that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.” – Dave Ramsey
5. “It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.” – Dave Ramsey
6. “Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.” – Dave Ramsey
7. “You have to reach the point that what people think is not your primary motivator. Reaching the goal is the motivator.” – Dave Ramsey
8. “So content people may not have the best of everything, but they make the best of everything. That is who you want your children to be.” – Dave Ramsey
9. “Hope is steel covered in velvet. It can seem soft and cuddly, but hope is at the core of what makes people become what God designed them to be. Hope and its sister, faith, always create action.” – Dave Ramsey
10. “Humpty Dumpty is hard to put back together, and so is trust.” – Dave Ramsey
11. “Requiring nothing of a child gives them no opportunity for failure or success.” – Dave Ramsey
12. “One reason people make bad decisions is they don’t have a good decision as one of their options.” – Dave Ramsey
You might also like our list of the best personal finance books for your money.
Dave Ramsey Quotes About Living a True Life
13. “If you will live like no one else, later you can live like no one else.” – Dave Ramsey
14. “Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved.” – Dave Ramsey
15. “For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong and don’t back down.” – Dave Ramsey
16. “That stupid saying ‘What you don’t know can’t hurt you’ is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear—but that doesn’t mean you won’t get killed.” – Dave Ramsey
17. “Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building.” – Dave Ramsey
18. “Stupid is no illegal.” – Dave Ramsey
19. “The enemy of ‘the best’ is not ‘the worst.’ The enemy of ‘the best’ is ‘just fine.’” – Dave Ramsey
20. “Parents who let teens run around with unlearned adult freedoms are naïve and stupid.” – Dave Ramsey
21. “If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough. And I will promise you that the going will get tough. There is never an exception—everyone who wins must push through obstacles, lots of them. You simply will not get up at dawn for your three-mile run because your wife wants you thinner. Big goals require big backbone—wimps need not apply.” – Dave Ramsey
22. “Having children doesn’t make you a good parent, it means you had sex. That’s all.” – Dave Ramsey
23. “No one wins the superbowl accidentally. Be intentional, be passionate, don’t mail it in! You got this!” – Dave Ramsey
24. “Life is not a snapshot, it’s a filmstrip.” – Dave Ramsey
25. “Great spirits have often encountered violent opposition from weak minds.” – Dave Ramsey
Dave Ramsey Quotes About Money
26. “Act your wage.” – Dave Ramsey
27. “Pray like it all depends on God, but work like it all depends on you.” – Dave Ramsey
28. “A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
29. “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey
30. “Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” – Dave Ramsey
31. “Typical millionaire lives in a middle-class home, drives a two-year-old or older paid-for car, and buys blue jeans at Wal-Mart.” – Dave Ramsey
32. “Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle.” – Dave Ramsey
33. “Measure your wealth not by the things you have, but by the things for which you would not take money.” – Dave Ramsey
34. “We want it all, and we can borrow to get it all before we can afford it all.” – Dave Ramsey
35. “Savings without a mission is garbage. Your money needs to work for you, not lie around you.” – Dave Ramsey
36. “The German root word for ‘debt’ is the same as for ‘guilt.’” – Dave Ramsey
37. “You must plan your work and then work your plan.” – Dave Ramsey
Dave Ramsey Quotes for Being Successful
38. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” – Dave Ramsey
39. “Debt is normal! So why be normal?” – Dave Ramsey
40. “‘We are scaling down’ is a painful statement to make to friends or family.” – Dave Ramsey
41. “I believe that through knowledge and discipline, financial peace is possible for all of us.” – Dave Ramsey
42. “You must sell benefits, not products.” – Dave Ramsey
43. “If you keep doing the same things, you will keep getting the same results. You are where you are now financially as a sum total of the decisions you’ve made to this point.” – Dave Ramsey
44. “A natural saver is great until he never spends and is tight-fisted with giving. A natural spending is great until she finds herself deeply in debt and unable to give. A natural giver is great until there are no savings when a problem arises and there is no personal enjoyment of money.” – Dave Ramsey
45. “I tell everyone never to take more than a fifteen-year fixed rate loan and never have a payment of over 25 percent of your home pay. That is the most you should ever borrow.” – Dave Ramsey
46. “I learned early on that work creates discipline, and when you have discipline in your life, you are a healthier person.” – Dave Ramsey
47. “I finally realized that results are generated by activities. If I manage my activities then the results I want occur.” – Dave Ramsey
48. “To avoid criticism, say nothing, do nothing, and be nothing.” – Dave Ramsey
49. “You should always be dreaming. Dreaming is a sign you have hope.” – Dave Ramsey
50. “People will not buy from you if they don’t trust you, your product, and your company.” – Dave Ramsey
51. “Fun can be bought with money, but happiness cannot.” – Dave Ramsey
52. “If you wouldn’t want your mother to buy the item or service then don’t sell it.” – Dave Ramsey
53. “Those who never make mistakes work for those of us who do.” – Dave Ramsey
54. “People who change their values, their ethics, are not trustworthy and should be avoided.” – Dave Ramsey
What did you learn from these Dave Ramsey quotes?
Dave Ramsey is truly one of the most trusted minds in the financial success field. These Dave Ramsey Quotes show us how possible it is to be a success at anything you dream of, as long as you truly work toward it with good intention.
So, what can Dave Ramsey’s teachings about money teach us about life? When Ramsey talks about money, he often brings up two things: goals and normalcy. Normal to him, is going into debt, but really, it is accepting misfortune. When we forgo that as a possibility, and focus on our goals instead, we can be successful in our finances, and in our lives.
What’s your biggest takeaway from these wise Dave Ramsey quotes? Do you have any other enlightening quotes to add? Let us know in the comment section below.
February 19, 2021 7:10 AM EST